Jio Payment Bank Account Opening 2026: Hidden Charges & Full Process (Step-by-Step)

How to Open a Jio Payments Bank Account

How to Open Your Jio Payments Bank Account Online

Opening a zero-balance digital savings account with Jio Payments Bank is fast, secure, and 100% paperless. You can complete the entire process right from your smartphone in just a few minutes.

Watch the full video guide below or follow the step-by-step written instructions.

Prerequisites: What You Need Handy

  • Your Aadhaar Card number.
  • Your original physical PAN Card (required for Video KYC).
  • The mobile number linked to your Aadhaar card must be active on your phone.
  • A well-lit room and good internet connection for the final video call.

Step-by-Step Account Opening Process

1

Download the App & Get Started

First, download the **JioFinance** app from the Google Play Store. Once installed, open the app. On the home dashboard, look for the ‘Bank’ icon or a banner that says ‘Open a Savings Account’ and tap on it.

2

Verify Number & Set Secure MPIN

The app will automatically verify your mobile number via SMS. Ensure the correct SIM is in your primary slot. Once verified, you will be asked to create a 4-digit **MPIN**. Remember this PIN, as it will be your password to access the banking section quickly in the future.

3

Enter Aadhaar & PAN Details

You will be prompted to enter your 12-digit Aadhaar number. An OTP will be sent to your Aadhaar-linked mobile number; enter it to verify your identity. Following this, enter your PAN card number accurately.

4

Review Details & Add Nominee

Your basic details (Name, Address, DOB) will be fetched from Aadhaar. Review them and fill in missing information like your email ID and parents’ names. We strongly recommend adding a **Nominee** at this stage to secure your account for the future.

5

Complete the Live Video KYC

This is the final step. You will connect with a bank agent via a video call. Ensure you have your **original physical PAN card** ready to show to the camera. The agent will ask a few simple questions and take a live photo of you to activate the account.

🎉

Success! Your Account is Ready.

Once the Video KYC is approved (usually instantly), your Jio Payments Bank savings account is officially open! You will receive an SMS confirmation with your account details. You can now start using digital banking immediately.

Important Links & Resources


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